F.I.T. Wealth Plan

FREEDOM  ~ INTEGRITY ~ TRANSFORMATION

The F.I.T. Wealth Plan is a self-paced system to help you build a strong financial foundation, maximize your credit score, and begin wealth building.

 
I want to live a F.I.T. Life!

PRE-SALE SPECIAL

There are 9 building blocks, or modules, plus a resource library of supplemental training, advice, and masterclasses to guide you. PLUS! You'll get 3 months FREE in the F.I.T Wealth Private Facebook Group and a private 30-minute consultation with your F.I.T. Coach (Added Value $246).  

My Experian score went up today!  Since working with you, I’ve gained the knowledge and tools to increase my score by 41 points in less than 2 months.  I’m excited to get my score to 800."

Chris, Human Resources (Recent Graduate)

 

The F.I.T. Wealth Plan will walk you through the building blocks to set your foundation for wealth building.

Our primary goal is to teach you wealthy habits and how to make smart decisions about your money, credit, and your financial well-being so you have skills that serve you for life.

There are no get rich quick gimmicks or guaranteed results. Building a foundation for wealth takes consistent action. Wealth is a long game, you'll need focus and have a willingness to actually do the work for this transformation.

 

Why The FIT Wealth Plan?

The FIT Wealth Plan was realized after years of helping people to transform their financial life using strategies and principles based on the habits of wealthy people.

The F.I.T. Wealth Plan is a comprehensive course designed to give you the tools, training, and guidance to lay the foundation for wealth and leave a legacy.

Thousands of people fall victim to credit repair scams annually. The F.I.T. Wealth Plan empowers you to legally maximize and maintain your credit score for a lifetime. 

You will learn

• to align your thoughts and your actions with your goals;

• where you stand financially;

• your money goals and set a plan to reach them; 

• the optimal way to eliminate your debt;

• how to read your credit report;

•how to legally correct your credit report to optimize your credit score;

• how to maximize & maintain your credit score;

• strategies to increase your credit score based on the habits of 800+ credit score achievers;

• the 5 biggest factors that impact your credit score;

• how to increase your credit score & decrease your interest rates. • Credit building tips;

• best practices to pay off your creditors and eliminate debt;

• which credit score really matters;

• how to negotiate with creditors;

• how to clean up the errors on your Credit Report and increase your score.

• how to create multiple streams of income;

• how to protect your assets.

 

Using these proven strategies, you will lay the foundation to build wealth and maximize and maintain your credit score.

Upon completion of the program, you will gain financial freedom, integrity, and transformation.

 

 

THE CORE CURRICULUM

There are 9 building blocks, or modules, plus a resource library of supplemental training, advice, and masterclasses to guide you. 

I want to live a F.I.T. Life!

"

Thank you for being patient with me.  My score is going up and I qualified for the loan I needed to grow my business.

Charise L., Family Doctor

Building Block ONE 

F.I.T. Mindset

What you'll learn: - You will intentionally align your thoughts and your actions with your goals.

+Identify negative thoughts that may be harming your financial health.

+Intentionally align your thoughts with your goals.

Building Block TWO 

F.I.T. Assessment

What you'll learn: You will learn your net worth, your cash flow, and your credit score.

+Personal cash flow analysis.

+Calculate your net worth.

+Pull your current credit scores.

Building Block THREE

F.I.T. Money Goals

What you'll learn: You will analyze your priorities, set solid financial goals, and develop your budget so that you will have a comprehensive spending plan to meet your financial goals.

+Identify your financial goals.

+Create a working budget to meet your financial goals.

Building Block FOUR 

F.I.T. Debt Elimination Plan

What you'll learn: The optimal way to pay off credit card debt, student loans, and installment loans.

+Learn strategies to paying off credit card debt, student loans and other installment loans.

+Learn best practices in negotiating your debt with a creditor.

Building Block FIVE 

F.I.T. Spending + Savings Plan

What you'll learn: You will learn how much you need for emergency savings, how to set your savings plan to meet your financial goals, and how much retirement savings you may need.

+Learn how much savings you need for emergencies.

+Create a savings plan to meet your financial goals.

+Set up a long-term savings plan for retirement.

 

Building Block SIX  

F.I.T. Credit Anatomy

What you'll learn: You will learn how to read your credit report and how to optimize your credit report to best represent you.

+Learn how to read your credit report.

+Learn how to correct information on your credit port that could be hurting your credit score.

Building Block SEVEN

F.I.T. Credit Masterclass

What you'll learn: You will learn how to transform your credit and master how to maximize and maintain your credit score based on the habits of 800+ credit score achievers.

Better understand what goes into your credit score.

Address current credit habits that may be negatively impacting your credit score.

+ Learn credit wealth strategies that will help you to (re)build your credit and maximize your credit score in each of the 5 areas that impact your score.

Building Block EIGHT

F.I.T. Income Streams

What you'll learn: You will learn ways to create multiple streams of income including real estate, entrepreneurship, and investing.

+Explore real estate as an investment and cash flow stream of income.

+Identify entrepreneurial opportunities.

+Learn the basics of investing.

Building Block NINE

F.I.T. Asset Protection

What you'll learn: You will learn what insurance you need to protect your assets and why estate planning is critical to protect your family after your life has expired..

+Learn how much insurance is needed to protect your assets.

+Learn why estate planning is critical in legacy planning and protecting your family.

Additional Training and Resources

In addition to the NINE core building blocks, you also have an option to access the F.I.T. Club a closed Facebook group for members only to connect with other wealth-builders to share challenges and triumphs as well as receive best practices, tips, and guidance from a F.I.T. Wealth Plan Coach.

PRE-SALE SPECIAL

There are 9 building blocks, or modules, plus a resource library of supplemental training, advice, and masterclasses to guide you. PLUS! You'll get 3 months FREE in the F.I.T Wealth Private Facebook Group and a private 30-minute consultation with your F.I.T. Coach (Added Value $246). 

I want to live a F.I.T. Life!

"

Hi Ravena,
I hope all is well!  I wanted to send you a quick email to tell you I finally stepped out there and got a credit card after overcoming the obstacles of filing Chapter 7. I was hesitant because I didn't want to fall into the same traps as before. My first card was approved with a $3000 credit limit. The interest rate is through the roof (21%) but it was expected just 2 months after my discharge. Anyway, they offer free access to my credit score which I hit the button this morning checking my balance and was blown away at what I saw

God is so good!  We have been contemplating getting a car for years and have put it off. That's the next step in the very near future!  Things have been so good and we both continue to say how BK was the best thing we could have done for our finances!

Regards,
Taran T.
Chapter 7 Bankruptcy Client

A message from the creator of the F.I.T Wealth Plan™

 

ABOUT RAVENA B. LOTTIE, ESQ.

Attorney and entrepreneur, Ravena B. Lottie, Esq. was born and raised in Atlanta, GA.

Ravena graduated with honors from Clark Atlanta University and Georgia Institute of Technology, acquiring dual degrees in Engineering and Industrial Engineering, respectively.  In 1994 she became the first graduate of Clark Atlanta University's general engineering program. In May 1997, she earned a Juris Doctor from Emory University School of Law and was then admitted to the practice of law in the state of Georgia in November 1997. She is the founder and principal attorney of Baskerville Lottie Law and has been practicing law for more than 20 years.

Ravena has dedicated her career to the representation and advocacy of consumers and businesses. Through her legal practice, she has served individuals, families, and entrepreneurs in various matters including bankruptcy, estate planning, and business law matters.  As a trusted advisor, counselor, and fervent advocate, she has helped her clients to reorganize their debt, rebuild their finances, develop business strategies for success,  protect their wealth, and leave a legacy. 

Ravena is not only a legal advocate for her clients; she is also an advocate in her community. She is dedicated to informing and educating the public on the principles necessary to bridge the wealth gap and avoid the mistakes that lead individuals and businesses into bankruptcy.

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